Financial emergencies can happen at any point in your life. And when the time comes, fast cash becomes essential to tide you over the tough period. While banks may bring about a set of strict criteria and longer approval times for cash loans, licensed moneylending services don’t!
The last thing you would want is for your financial problems to pile up to the point of no return. Licensed moneylenders would thus be the next most viable option – especially if you are strapped for cash. Their simplified cash loan application delivers instant cash straight into your hands without all the fuss that comes alongside bank transactions. Read on to find out the 8 best licensed and legal moneylender services in Singapore you can easily connect with!
Note: This list is strictly not in order.
1. Goldstar Credit Pte Ltd

Image Credit: Goldstar Credit Pte Ltd
There are many different reasons behind why you would need cash on short notice. It could be a family emergency or even if you get hurt. At Goldstar Credit Pte Ltd, the goal is to be your constant and support you through your tough times. Regardless of what your financial troubles are, the hospitable and friendly staff at Goldstar Credit Pte Ltd are there to guide you through their loan process.
There are various benefits from taking up a loan with Goldstar Credit Pte Ltd and these benefits give them the advantage of other Licensed Money Lenders in Singapore. For example, they offer loans up to six times your monthly salary. Having access to such an amount in times of financial need can ease your stresses away. Furthermore, their flexible loan repayment plans allow you to repay them at a pace that is comfortable for you without having to sacrifice much in the process.
Website: https://goldstarcredit.co
Contact: +65 6384 0088
Location: Blk 183, Toa Payoh Central, #01-254 310183 | 1187 Upper Serangoon Road, #01-21, Singapore 533971
Opening hours: Mon-Sat 11.30AM-8PM | Sun 10AM-5PM
2. Orange Credit

Image Credit: Orange Credit
Taking pride in being one of the most trusted and reputed licensed moneylenders in Singapore, Orange Credit certainly understands your need for fuss-free and reliable cash loans for your financial issues. As such, they are very committed to providing cash loans to you in times of urgent need for a variety of reasons such as consolidation loans, bridging loans, business loans, payday loans, personal loans and foreign loans. They for sure will make the difference in helping you preserve your way of life without losing what is important to you.
No matter your financial issue, they aim to offer suitable and quick solutions for you to start making your payments. Streamlining their processes to quicken the time it takes for cash loans to be delivered to your hands, you can heave a sigh of relief as moneylending will never be complicated at Orange Credit! Take the first step and grab an appointment with their friendly loan officers for a no-obligation discussion today.
Website: https://orangecredit.com.sg/
Contact: +65 6748 2320
Location: 810 Geylang Road, City Plaza, #01-91, Singapore 409286
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM
3. Quick Loan

Image Credit: Quick Loan
Boasting an array of loan services for you to take your pick at, easy and quick financial solutions is synonymous to Quick Loan’s reputation. Regardless if it’s to support your medical, travelling or educational needs, using up all your savings will be the last worry on your mind with their extended help. Borrowing money may come with a fair share of uncertainty and apprehension but you can have peace of mind knowing that they only carry out safe and legal transactions.
To proceed with their fast loan application, all you need to do is provide necessary personal information and supporting documents. Fun fact: They even provide an express service called 1-hour loan approval where cash is guaranteed to be given right on the spot once approved. For a quick fix to your financial concerns, get in touch with Quick Loan’s financial experts for them to firm up the best loan package that is sure to meet your personalised needs!
Website: https://www.quickloan.com.sg/
Contact: +65 6223 1788
Location: 10 Anson Road, International Plaza, #01-15, Singapore 079903
Opening Hours: Mon-Fri 11AM-8PM | Sat 12PM-5PM
4. Avis Credit

Image Credit: Avis Credit
Being the best few moneylenders in Singapore, Avis Credit will do their best to understand your situation no matter how unique or complex it may be. Well-trained to analyse your concerns, their loan officers are able to offer you a personalised loan package targeted to meet your needs. Many licensed moneylenders in Singapore do not open on Sunday, but the very same cannot be said for them!
They are after all, aware that Sunday could be your only free day throughout the week. As long as you provide them with the necessary information following their application guidelines, Avis Credit will be able to grant you the best loan package! The only thing left to do now is to pick up your phone and ring them up for an appointment.
Website: https://avismoneylender.com.sg/
Contact: +65 6883 2017
Location: 185 Toa Payoh Central, #01-344, Singapore 310185
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-7PM | Sun 10AM-5PM
5. Crawfort

Image Credit: Crawfort
You can put your 101% trust in Crawfort when it comes to ensuring your shared information are kept strictly confidential. Their dedicated and experienced advisors promise to go all the way and deliver nothing less than top-notch customer service. To help you tide through your financial concerns, they provide a medley of loan-related services that will be specially tailored to your needs.
For a simple and hassle-free process, Crawfort can be depended on as their standard loan procedure is straightforward and transparent with no hidden clauses. All you need to do is to leave your particulars online, and their financial advisors will swiftly get in touch with you within 24 hours.
Website: https://crawfort.com/sg/
Contact: +65 6777 8080
Location: 1 North Bridge Road, High Street Centre, #01-35, Singapore 179094
Opening Hours: Mon-Sat 10.30AM-7.30PM
6. GM Creditz

Image Credit: GM Creditz
GM Creditz hopes to present themselves to you as a low-cost and flexible loan provider. Their goal? For you to get the money you need, as and when you require them when other lenders have turned you down. Whether you’ve met with a sudden emergency or require a financial boost to kickstart your future plans, they will definitely go the extra mile to cater to your specified needs.
The solid principles they have built their business on allows them to continue offering fair and transparent services while maintaining their position as a reputable moneylender. Not only do they craft up plans so you could afford your repayments, but a guarantor is also not required either as reasonable rates are provided. A stress-free and easy application is what you can find at GM Creditz!
Website: https://www.gmcreditz.com.sg/
Contact: +65 6588 1886
Location: 111 North Bridge Road, Peninsula Plaza, #01-41, Singapore 179098
Opening Hours: Mon-Fri 11AM-8PM | Sat-Sun 11AM-5PM
7. Fortune Credit Pte Ltd

Image Credit: Fortune Credit Pte Ltd
Fortune Credit strives to provide fast financial solutions that are customised to meet clients’ individual needs. As a licensed and reputable moneylender, they will pull out all stops to help you with your financial issues as long as you meet their stated requirements. P.S. They strictly abide by governmental laws when it comes to their repayment plans and interest rates offered.
Therefore, the legitimacy of their work processes should be the least of your concerns. With the combination of fair, transparent and convenient services alongside excellent customer service standards, you know you can safely count on Fortune Credit to offer you the best solution to all your financial issues!
Website: https://www.fortunecredit.com.sg
Contact: +65 6777 1887
Location: 470 North Bridge Road, Bugis Cube, #02-01A, Singapore 188735
Opening Hours: Mon-Fri 11AM-8PM | Sat-Sun 11AM-5PM
8. Fast Money

Image Credit: Fast Money
Stuck with unpaid bills and desperately require cash to finance your needs? Fast Money is here to rescue you from your financial problems with their instant cash loans and highly competitive interest rates! The application procedure is in no way stringent, as only verification documents are needed. Efficient and reliable in their processes, they see themselves as being one of the best and reputable moneylenders in the whole of Singapore.
With their professional staff making the process of cash loan fast and hassle-free, it will no longer be a difficulty for you to receive significant sums of money in a short span of time. Place your trust in the hands of Fast Money for them to loan you money in a fast and timely manner!
Website: https://fastmoney.com.sg
Contact: +65 6224 4746 | +65 6224 4749
Location:
Block 101, Yishun Avenue 5, #01-39, Singapore 760101
Block 505 Tampines, Central 1, #01-341, Singapore 520505
Opening Hours: 12PM-8PM Daily