Struggling with too many debts? Being burdened with multiple loans can snowball into larger outstanding amounts that puts you in constant financial struggle. This relentless pressure can affect your ability to meet basic household needs and family essentials, but also have an impact towards your quality of life. Debt that keeps piling up can easily cause you financial instability.
Nowadays, you can find money lenders that offer debt consolidation loans, so you can opt for a single loan to combine your debts and pay them in a single repayment. You have a better chance of taking control in an unmanageable situation and avoid staying trapped in an unending cycle of paying debt after debt. With just a single loan to pay every due date, you can improve your finances and have a greater peace of mind. Take a look at one of the 5 best money lenders in Singapore for debt consolidation loans and consolidate all your outstanding debts for a more efficient repayment.
Note: This list is strictly not in order.
1. Orange Credit Pte Ltd
Image Credit: Orange Credit Pte Ltd
Money lending can be a complicated process but Orange Credit Pte Ltd aims to simplify the procedure of getting a quick cash loan from them! Their processes are streamlined to reducing the waiting time it takes for you to secure a loan solution. Whether you need to solve a personal financial issue or support a business venture, they offer various loan services from personal loan to foreigner loan, as well as debt consolidation loan.
They strive to be more than just a regular moneylender, providing debt consolidation and financial management methods to help you relieve from the burden of financial stress and unending debt repayment cycle. With their debt consolidation loan, you can look forward to covering your payables and only manage one single monthly repayment with a fixed tenure. Their professional loan consultants will discuss your debt profile and debt management plan to provide a suitable package so you can recover from a stressful financial position.
Website: https://orangecredit.com.sg/loan/consolidation-loan
Contact: +65 6748 2320
Location: City Plaza, 810 Geylang Road, #01-91, Singapore 409286
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun
2. Credit Hub Capital Pte Ltd
Image Credit: Credit Hub Capital Pte Ltd
Since 2010, Credit Hub Capital Pte Ltd has been providing an extensive selection of financial solutions such as business loans, foreigner loans and payday loans. Their loan packages come with a competitive interest rate and a flexible repayment plan, and they are also accessible to low income applicants to meet various needs. With a much simpler loan application and approval process, they are dedicated to serve customers in a hassle-free manner with only a 1-hour approval time!
When you apply for their debt consolidation loan, they are able to personalise your loan repayment plan so it falls in line with your needs, lifestyle and salary. Plus, with a much lower interest rate offered, you can have a better chance of repaying your loans and take full control of your money. Customised loan services are available to each borrower – so even if you have a less-than-perfect credit history, you can find a loan that will cover your financial needs.
Website: https://credithubcapital.sg/debt-consolidation-loan-singapore
Contact: +65 6338 5115
Location: Fortune Centre, 190 Middle Road, #10-01A, Singapore 188979
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-4PM | Closed on Sun
3. KST Credit Pte Ltd
Image Credit: KST Credit Pte Ltd
Operated by credit experts and industry veterans, KST Credit Pte Ltd is a money lending company that provides professional financial services right in the heart of Orchard Road. You can be sure to turn to their quality advice on your borrowing limit and eligibility – they adopt industry practices aligned with Ministry of Law’s guidelines and advocate responsible borrowing. Within just 30 minutes, you can gain fast approval for your loan application with them and receive cash in the next hour!
At KST Credit Pte Ltd, you can easily refinance all your loans by applying for a debt consolidation loan. They offer a longer tenure period and lower interest rates so you have more flexibility in making your repayments. Eligibility requirements vary from one individual to another, for fixed-salary employees to self-employed individuals, so you can find a more accessible loan that is customised to your needs.
Website: https://www.kstcredit.sg/debt-consolidation-loan
Contact: +65 6255 5225
Location: Midpoint Orchard, 220 Orchard Road, #01-01, Singapore 238852
Opening Hours: Mon-Fri 10.30AM-7.30PM | Sat-Sun 10.30AM-4PM
4. QV Credit Pte Ltd
Image Credit: QV Credit Pte Ltd
Here at QV Credit Pte Ltd, they take integrity very seriously and highly prioritise their customers. They do not impose hidden charges or costs – you can expect to avoid those sneaky fine prints or unpleasant surprises – and ensure you fully understand the terms and conditions that come with the loan you’re signing. Plus, they provide a simple and fuss-free application process for you to get the much-needed cash without having to schedule for appointments or interviews. Within an hour, you can be receiving the approval of your loan!
They offer a range of loan types based on your needs. Whether you have bad credit score or a low income background, they can work out a plan that’s best tailored for you. If you are saddled with debt that is at least 6 times your monthly income, their debt consolidation loan plans are designed to help you be savvier with your spending and manage your finances better. They will work with you to determine a comfortable repayment method (and a loan tenure period of up to 10 years) so you can pay off the debt with less stress.
Website: https://qvcredit.sg/debt-consolidation-loan
Contact: +65 6100 8655
Location: Burlington Square,175A Bencoolen Street, #11-08, Singapore 189650
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-4PM | Closed on Sun
5. 365 Credit Solutions Pte Ltd
Image Credit: 365 Credit Solutions Pte Ltd
As an established licensed moneylender, 365 Credit Solutions Pte Ltd was founded in 2010 and specialises in providing various loan options including payday, personal, foreigner, and bridging loans to Singaporeans and foreigners working in Singapore. Their mission is to enable customers know more about their loan options and apply for one through a simpler and much more understandable process. Their loan approval takes just less than an hour (with no hidden costs!) and they will share the loan package in detail upfront with you so you can make an informed choice.
They take pride in responsible lending – share with them your financial needs and they will work out a suitable plan for you. If you are worried about how to manage your spending, their loan consultant will be able to assist so you can take out a debt consolidation plan confidently and solve your financial problems.
Website: https://www.365credit.com.sg/debt-consolidation-plan
Contact: +65 6222 5500
Location: Far East Plaza, 14 Scotts Road, #03-64, Singapore 228213
Opening Hours: Mon-Fri 10:30AM-8.30PM | Sat-Sun 10.30AM-5PM
