Financial debt is a big problem for individuals, and should they be burdened with multiple loans, their debt could snowball into something larger and larger. Having to deal with many different loans from different lenders could see individuals constantly struggling for repayment, making it difficult for their life to return to normal. However, there is a way for them to ensure that their worries could end. This is with a debt consolidation loan in Singapore.
A debt consolidation loan can help to clear all of your loans so that you can focus on servicing one fixed tenure. Licensed moneylenders in Singapore are able to help in this area as they can provide covers and monthly repayment that are specific to the moneylender itself.
To aid such individuals who are currently in financial situations, here are the 6 best approved debt consolidation companies in Singapore you can seek.
Note: This list is strictly not in order.
1. Goldstar Credit Pte Ltd
Goldstar Credit Pte Ltd understands how a debt consolidation loan can save you from raking up high interest rates over your multiple pending loans. Hence, they are offering their services to people who would benefit from it. What sets them apart from other approved debt consolidation companies are their low-interest rates which would be easier to pay off as compared to having various loans gaining interest collectively.
Additionally, their flexible payment plans give you a structure to follow and slowly progress towards eliminating your debts. These payment plans are not only flexible but also customized according to your monthly income, your expenses and other factors. This would finally give you footing and control of your personal finance instead of feeling like all your monthly income is going towards the never-ending debts you have consolidated. Hence, taking up a debt consolidation loan at Goldstar Credit Pte Ltd would be a step forward, towards a debt-free life.
Contact: +65 6384 0088
Location: Blk 183, Toa Payoh Central, #01-254 310183 | 1187 Upper Serangoon Road, #01-21, Singapore 533971
Opening hours: Mon-Sat 11.30AM-8PM | Sun 10AM-5PM
2. Orange Credit Pte Ltd
As one of Singapore’s most trustworthy licensed moneylenders, Orange Credit Pte Ltd has continued to serve both individuals and SME owners with secure, reliable and fast cash loans to help ease their financial woes. Not only are they committed to assisting individuals ridden with debt through cash loans, but Orange Credit Pte Ltd seeks to ensure that you are able to continue living your way of life despite these unforeseen financial emergencies.
Orange Credit Pte Ltd provides a suite of loans, from business loans, payday loans, personal loans, and more. Still, their debt consolidation loan is one of the significant factors for how you can stop your downward spiral of constant loan repayments. They offer debt consolidation loans where you are able to enjoy cash savings at a lower interest rate and save on a large amount of cash than not had you not opted for a consolidation loan. Seek Orange Credit Pte Ltd today and let them help you with your financial needs.
Contact: +65 6748 2320
Location: City Plaza, 810 Geylang Road, #01-91, Singapore 409286
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun
3. Galaxy Credit and Investments Pte Ltd
Providing a one-stop financial solution for both their customers and clients, you can count on Galaxy Credit and Investments Pte Ltd to offer the best loan solutions for your current financial needs. This includes having the best values, as well as the lowest risks. Located in the heart of Ang Mo Kio, you’ll be able to seek out any loan you require, whether it is personal or business.
Their quick loan approval ensures that if you are seeking a debt consolidation loan, they can help you through with any urgent financial needs. Their priority is to provide the most pleasant dealing experience in their office while allowing you to obtain much-needed cash. As such, Galaxy Credit sets out to waste as little of your time as possible. From wedding loans, personal loans, and more, you can be assured that Galaxy Credit and Investments Pte Ltd have the right solutions to fix your financial woes.
Contact: +65 6438 2322
Location: Blk 709, Ang Mo Kio Avenue 8, #01-2595, Singapore 560709
Opening Hours: Mon-Sat 11AM-8PM | Sun 10AM-5PM
4. Horison Credit
As one of Singapore’s reputable, legal and licensed moneylender in Singapore, Horison Credit ensures that they have all the financial solutions required to aid their clients and customers in any unforeseen emergency. Thanks to their quick and convenient cash solutions, you can gain loan approval by simply proving that you are in employment with a steady income. Through fast processing, you can have your money quickly when you choose Horison Credit.
There are many reasons why you should choose Horison Credit over other authorised and trusted moneylenders, and one of the biggest reasons is their debt consolidation loan. Even with an unfavourable debt profile, a single loan from Horison Credit can ensure that you pay off your debts each month, turning around your credit significantly. By picking Horison Credit, you can continue to maintain your relationships with your family and friends. Apply with Horison Credit today, with fast cash loans to help you in your time of need.
Contact: +65 6844 2902
Location: People’s Park Complex, 1 Park Road, #01-15, Singapore 059108
Opening Hours: Mon, Wed, Fri 3PM-7PM | Closed on Tues, Thurs, Sat & Sun
5. Aero Credit Pte Ltd
A well-established moneylender in Singapore, Aero Credit Pte Ltd is capable and reputable, ensuring the highest possible levels of flexibility, courtesy, service and confidentiality. With 24 hour support, fair rated loan services and maximum transparency, Aero Credit Pte Ltd is committed to offering the best services possible through fast loan processes and no hidden fees in their applications.
Turning all your outstanding loans into a single repayment loan through Aero Credit Pte Ltd, their debt consolidation loans ensure that you have the means required for loan repayment. Rather than paying three separate loans from three separate lenders, Aero Credit Pte Ltd consolidates it in one place, bringing you relief and removing worry from having to juggle different rates, locations, as well as tenures. Through their personal loans, instant payday loans, bridging loan and more, Aero Credit Pte Ltd is sure to have the right solution for your financial needs. Make Aero Credit Pte Ltd your financial partner should you ever find yourself in a financial emergency.
Contact: +65 6256 6319
Location: City Plaza, 810 Geylang Road, #02-15, Singapore 409286
Opening Hours: 11AM-8PM Daily
6. Cash Direct Pte Ltd
First started as a sole proprietorship back in 2016, Cash Direct Pte Ltd has become one of Singapore’s most trustworthy and licensed moneylenders you can seek during financial emergencies. Located in Hougang, Cash Direct Pte Ltd can award you with a wide range of loans catered directly to your financial needs.
Cash Direct Pte Ltd understands that living free in Singapore can be difficult due to the high costs, but they ensure that they have the funds to help you through these unforeseen emergencies. One such loan is through their debt consolidation loan, in which a single, lower interest rated loan could benefit you in monthly repayments as well as afford your monthly bills. Not only that but Cash Direct’s Pte Ltd loans such as Grab/Gojek loan, wedding loan, bridging loan and much more allows you to receive the cash you require to tide through a difficult financial period. With high approval rates found at Cash Direct Pte Ltd, you can give yourself a financial solution during these financial emergencies.
Contact: +65 6635 1302
Location: The Midtown, 1187 Upper Serangoon Road (Hougang Central), #01-16, Singapore, 533971
Opening Hours: Tues, Thurs, Sat 3PM-7PM | Closed on Wed, Fri, Sat & Sun